Transparency and openness are the basis of any good relationship.

We strive to be transparent in all we do so you’re never in doubt that we always have your best interests as our top priority. We are a fee-only advisor which means we only get paid for the services we provide. We are NEVER compensated for selling products or making referrals.

Below is an overview of our services and transparent fees

Financial Planning

  • Cash Flow Analysis
  • Scenario analysis & stress testing
  • Goal review, expenses, and budgeting
  • Goal planning
  • Debt management
  • IRA contributions and Roth conversions

Retirement Planning

  • Social Security Analysis
  • Scenario analysis & stress testing
  • Retirement Income Strategies
  • Goal planning
  • IRA contributions and Roth conversions
  • RMDs and Withdrawal Optimization Strategies
  • Review of Retirement plans

Investment Management & Planning

  • Management (GTTTA*)
  • Portfolio Review
  • Asset Allocation
  • Titling and Beneficiary Designations
  • Account Aggregation
  • Management of 401(k) accounts
  • Investment Policy Statement
  • Risk Tolerance analysis

Tax Planning

  • Tax Loss Harvesting
  • Carry Forward Losses
  • Tax Return Review
  • Business Succession Planning
  • Potential Roth Conversions
  • Health Savings Accounts
  • Gifting

Risk Management & Insurance Planning

  • Life Insurance Needs Analysis
  • Disability Insurance Analysis
  • Homeowner’s Insurance Review
  • Liability Coverage
  • Medicare Advice
  • Health Savings Accounts

Estate Planning

  • Estate Plan Review
  • Minimize estate taxes
  • Charitable Giving
  • Beneficiary designations
  • Irrevocable Life Insurance Trusts
  • Estate Plan Advice
  • Gifting

Assistance to Loved Ones

  • College Planning
  • Caring for Elderly
  • Medicaid Compliant Annuities
  • 529 College Savings Plans
  • Roth IRAs for children
  • Divorce Planning

In addition to our services listed above, we also:

  • Hold semiannual reviews to ensure that all planning is well coordinated and implemented
  • Coordinate with other advisors such as your attorneys and accountants

* GTTTA is our proprietary global multi-asset class investment strategy designed to preserve your hard earned savings and to grow it at attractive rates over the long-term so you can achieve your goals

Initial Phone Consultation

  • No obligation consult to see if we’re a good fit

Investment Management

  • Fee percentages tier down as your investment assets grow

Investments & Planning

  • Fee percentages tier down as your investment assets grow

One-Time Financial Plan

Man making his next move
  • Full amount due prior to the initiation of work*

*Financial plan fee waived/credited if investment accounts are opened with us.

We are a fee only advisor. We do not collect commissions or referral fees.

A La Carte Advisory Services Available

Dependent on the scope of work being provided. A flat-fee comprehensive proposal will be presented and agreed upon prior to the commencement of any work.

Let's Get Started.

Through our comprehensive review and analysis, we provide clear, concise and actionable plans and guidance you can understand, empowering you to make the best-informed financial decisions possible.