OUR PROCESS

STEP 1: DESIGN

STEP #1 - DESIGN

We focus on developing well thought out and detailed financial plans that accurately reflect each client’s personal financial situation and financial goals (retirement, college, vacations, weddings, homes, etc.…). The financial plan serves as the guiding document for every decision that needs to be made. It also serves as a reminder for clients of their objectives when short-term distractions arise. Having a well-thought out and detailed financial plan and following that plan greatly increases the probability of achieving financial goals.

STEP 2: BUILD

STEP #2 - BUILD

With a detailed financial plan in place, we construct a long-term focused portfolio designed to withstand a wide range of market environments. Risk management is at the heart of our portfolio construction and management processes. We strive to prudently balance risks with opportunities, providing our clients with the highest probability of achieving their financial goals while allowing them to weather the ups and downs of the investment markets.

STEP 4: REVIEW

STEP #3 - REVIEW

We review each client’s financial plan and investment portfolio at least once per year to ensure each client remains on track to attain her/his stated financial goals. As part of the review process, we will update the financial plan to reflect any important changes that may have occurred since the last review that could have an impact on goal attainment. The investment portfolio will be updated accordingly, if necessary.

STEP 3: REVIEW

STEP #4 - RESULTS

In summary, our process focuses exclusively on providing our clients the highest probability of achieving their financial goals through sound financial planning, prudent portfolio management and regular financial plan and portfolio reviews. Our predefined process together with data-driven decision making, rules-based investing and a risk management emphasis enable us to offer our clients personalized service and solutions designed to succeed.